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If you're in debt and finding it hard to cope, it's important to deal with the problem straight away - the longer you ignore your debts, the worse the situation becomes.
External links to find out what you can do about your debt problem and where to get free help and advice.
Whilst we endeavour to ensure that linked sites are accurate and reliable we cannot accept any liability for the accuracy or content of these sites.
The image on this page was taken by Neil Hoskins (http://www.sxc.hu/photo/1159573)