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Thursday , May , 23 2019
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Low Cost Housing Schemes

We work with private developers to secure discounted sale properties on new housing developments. The properties we negotiate depend on the location of the development and the identified housing need in that area.  Most of the properties are sold at 70% of the full market value to qualifying applicants; although the discounts are smaller on some older schemes.  Homes bought this way are secured via a Section 106 Agreement which means the house will never be sold at full market rate.  If you are not absolutely sure about how the Section 106 Agreement would affect you, or what the different clauses mean, you should consider seeking the advice of your own solicitor.

Who can buy these properties?

You must apply to the Council for these properties and would need to:

  • demonstrate in financial terms that you require the discount on the property in order to afford it, and
  • have a local connection to the parish, ward or district.

How to apply

You must complete an application form for Low Cost Housing and be registered on our waiting list. You can either:

  1. Complete our Online Electronic Form
  2. Download the Application Form on the right and post or e-mail back to us
  3. Request one by e-mail [email protected]
  4. Telephone 01228 817079

In addition to your application form, we will require:

  • Last two months payslips (eight weeks if paid weekly)
  • Evidence of savings (must be recent)
  • Last two months bank/building society statements from all current account/s 
  • Decision in Principle or Mortgage Certificate NOTE: The mortgage advisor/lender must be made aware that the property is subject to a Section 106 Agreement. 

All information you provide will be treated as strictly confidential.  We may also ask for further information depending on what is detailed in the application form.

What is currently available

Address Property Type Open Market Value Discount Value Marketed with
Edenside 2 Bed House £137,500 £110,000 *HomeSearch Direct
Heron Drive 2 Bed House £104,400 £87,000 *Cumberland Estate Agents Ltd
Wellside Walk 2 Bed House £125,000 £100,000 *HomeSearch Direct
Admiral Way 2 Bed Second Floor Apartment £120,000 £84,000 *H&H King Ltd
Helvellyn Rise 2 Bed House £127,000 £101,600 *Cumberland Estate Agents Ltd
Hanson Place 2 Bed Apartment £145,000 £101,500 *Cumbrian Properties ELA Ltd
NEW BUILD Plot 89 Tarraby View 3 Bed Mid Terrace £130,995 £91,697 *Persimmon Homes
Helvellyn Rise 2 Bed Bungalow £173,250 £138,600  
Maxwell Drive 2 Bed House £150,000 £105,000 *Cumbrian Properties
Arnison Close 3 Bed House £158,000 £110,600  
Helvellyn Rise 2 Bed House £125,000 £100,000  

* If you would like to arrange a viewing or require further details on any of the above properties, please contact the Estate Agent/Developer directly.

Self-Build and Custom Housebuilding

The Council has set up a register for people, or groups of people, interested in building or commissioning their own homes. Custom/ self-build housing is defined as: “Homes built or commissioned by individuals or groups of individuals for their own use, either by building the homes on their own, by employing builders or buying bespoke designs from a developer”. If you are interested in joining the register or finding out further information, please click here

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